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About Savi Ranch Capital

With over 30 years of experience in real estate finance, we provide fast and cost-effective funding solutions for investment properties, helping investors achieve their financial goals.

Our Background
30+ Years of Experience in Real Estate Finance

Savi Ranch Capital is a private money lender, specializing in the financing of investment properties. We provide Real Estate Investors with a fast and cost-effective funding source for their real estate investment needs.

With over 30 years of experience in real estate finance, we fund our clients' property or development projects. Our background and flexible lending capacity allow us to easily overcome the hurdles posed by banks and other financial institutions.

Our Comprehensive Loan Solutions

We offer all of the loan products that an investor needs to be successful. Our expertise spans across multiple financing options:

  • Investment property financing for purchase, fix and flip, or long-term buy and hold
  • Commercial mortgages for apartments, retail, industrial or office properties
  • SBA loans to buy or refinance a property for your business
  • Commercial bridge loans for acquisition, rehab, development projects, or property stabilization

Our Flexible Approach

Our documentation requirements and loan parameters cater to most borrowers, even those not qualified for strict underwriting standards. We can structure the loan to fit every need in the transaction, while still providing the greatest sense of security for each party involved.

You know what you're looking for. We know how to get you there. Allowing you to get up to 90% LTC on fix and flips and New Construction.

Our Services

Financing Solutions for Real Estate Investors

At Savi Ranch Capital, we provide real estate investors with the fast and cost-effective funding they need to succeed in today's market.

Investment Property Loans

We specialize in financing for purchase, fix and flip, and long-term buy and hold investment properties.

Commercial Mortgages

We provide mortgages for apartments, retail, industrial, or office properties to help your business grow.

SBA Loans

We assist in acquiring or refinancing properties for your business through our SBA loan options.

Bridge Loans

Our commercial bridge loans are designed for acquisition, rehab, development projects, or property stabilization.

Dedicated Support

Our team is here to assist you with guidance and support throughout your investment journey.

Streamlined Processes

We offer a quick and effective loan approval process tailored to meet the needs of our clients.

Meet Our Team

Experienced Loan Officers

Michael Rivas

Fix & Flip / DSCR
​Specialist

Michael Rivas is an experienced Investment Loan Advisor at Savi Ranch Capital, specializing in Fix and Flip and TIC loans. With over eleven years in the industry, he helps investors navigate unique programs such as 100% LTC loans, TIC loans for 4+ units, and Fix and Rent financing.

Known for his energy and efficiency, Michael works closely with clients to streamline the loan process and achieve fast closings. Driven by a passion for real estate and building strong investor relationships, he’s committed to helping clients succeed in every deal.

Steve Rivas

Steve Rivas

Rental Specialist

Opening Western Pacific Home Loans back in 1999, Steve has worked with many realtors and investors to know more than most. Now that he has established a team to work and succeed in the residential Industry. Expanding the company onto commercial financing in 2016 allows us to have the financing capabilities than most. Now handling Business Purpose Loans, Stated Income, Private Money, Mixed-Use Properties, Developments/Construction Financing, and many more services.
Same amazing team, new programs.

Benjamin Hernandez

SBA Loan Officer

After graduating from the Marshall School of Business at the University of Southern California, he has helped countless families purchase their first homes and helped many entrepreneurs obtain alternative financing for their homes and investments. He provides excellent service to first-time and seasoned real estate investors.
He currently resides in Anaheim Hills with his beautiful wife and their three kids.

Loan Products

Find the Perfect Financing For Your Investment Needs

Fix and Flip Loans

At Savi Ranch Capital, our Fix and Flip loans provide quick financing for real estate investors looking to purchase, renovate, and resell properties efficiently, ensuring a profitable return on investment.

Join the Savi Ranch Capital Investment Revolution

Empower your real estate investments with fast, reliable funding solutions tailored for your success.