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Fast Hard Money Lending

Get Funded Fast

Skip the bank bureaucracy. Get hard money financing in 24 hours with rates starting at 8.5% for qualified investors.

$100K - $20M Available
24 Hours Approval
9.5%+ Starting Rate

Hard Money Application

Fast funding for real estate investors

Secure

Personal Information

Financing Requirements

Property Details

Experience & Financial Profile

Additional Details

Need It Faster?

Call our hard money specialists for same-day pre-approval!

(714) 923-7420
Investor@SaviRanchCapital.com
Mon-Fri AM-PM PST
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Hard Money Specialists

We understand real estate investing. Fast closings, flexible terms, and competitive rates for serious investors.

Our Fast Process

1
Apply Online
Complete application in 5 minutes
2
Quick Review
Get pre-approved in 24 hours
3
Fast Funding
Close in 7-14 days

Capital for Real Estate Investors

Access fast, flexible financing from $100K to $50M. Our streamlined process gets you approved in 24 hours with competitive rates and personalized service.

$2.5B+
Funded
24hrs
Approval Time
10K+
Investors Served

Why Choose Capital Chat

We provide institutional-grade capital solutions with the speed and flexibility that real estate investors need to succeed.

24-Hour Decisions

Get preliminary approval within 24 hours. Our streamlined underwriting process eliminates lengthy delays and gets you to closing faster.

Competitive Rates

Access institutional rates starting at prime + 1%. Our relationships with multiple capital sources ensure you get the best terms available.

$100K - $50M

From single properties to large portfolios, we provide flexible financing solutions that scale with your investment strategy.

Dedicated Support

Work directly with experienced capital markets professionals who understand real estate and provide personalized guidance throughout the process.

Relationship Focused

We build long-term partnerships with investors, providing consistent access to capital as your portfolio grows and evolves.

Proven Track Record

Over $2.5B in successful transactions with institutional investors, family offices, and sophisticated real estate professionals.

Trusted by Industry Leaders

Capital Chat has facilitated over $2.5B in transactions for sophisticated real estate investors and institutions.

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Marcus Thompson

CEO, Thompson Properties

"Capital Chat provided exactly what we needed - fast execution at institutional rates. Their team understood our complex acquisition timeline and delivered a $15M facility in record time."

$15M Facility
14 Days to Close
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Sarah Chen

Managing Partner, Chen Capital

"The sophistication and professionalism of their capital markets team is exceptional. They structured a $35M portfolio financing that met all our requirements with terms that beat our existing lenders."

$35M Portfolio
Repeat Client
A cheerful and confident group of diverse individuals stand together in an office setting, exemplifying teamwork and a collaborative work environment.

Robert Martinez

CIO, Martinez Family Office

"Capital Chat has become our go-to for real estate financing. Their ability to execute complex transactions with institutional-quality documentation and competitive pricing is unmatched."

5-Year Partnership
Preferred Lender
$2.5B+
Total Funded
500+
Transactions
85%
Repeat Clients
18
Avg Days to Close

Join the sophisticated investors who trust Capital Chat for their real estate financing needs.