Fix & Flip Loans

 At Savi Ranch Capital, we specialize in providing tailored financing solutions for real estate investors aiming to purchase, renovate, and resell properties for profit. Our Fix & Flip loan programs are designed to offer quick, reliable, and adaptable funding to meet the dynamic needs of the real estate market.

• Loan Amounts: Ranging from $150,000 to $10 million, accommodating various project sizes.
   
• Loan-to-Cost (LTC): Up to 90% financing available.
   
• After-Repair Value (ARV): Up to 75% financing based on the property's ARV.
   
• Rehabilitation Costs: Financing up to 100% of rehab expenses.
   
• Interest Rates: Competitive rates starting at 9.99%.
   
• Loan Terms: Flexible terms ranging from 12 to 24 months.
   
• Property Types: Financing available for single-family homes, 1–4 unit properties, and townhomes.
   
• Appraisal Requirements: No appraisal needed for loan amounts under $500,000 loan amounts, expediting the funding process.
   

• Real estate investors seeking to purchase and renovate properties for resale.
   
• Investors aiming to refinance existing properties to fund renovations.
   
• Individuals looking to acquire properties, renovate them, and transition to rental investments.
   

With over 30 years of experience in real estate finance, Savi Ranch Capital offers unparalleled expertise and a commitment to providing efficient, reliable funding solutions. Our streamlined underwriting process focuses on the property's value and potential, eliminating the need for extensive personal income documentation. This approach ensures rapid approvals and closings, allowing you to seize investment opportunities without delay.

Documents for Purchase and Rehab Loans:

• Application (download on the Apply Now page)
• Rehab Budget Form
• Valid ID
• Purchase and sale agreement for the property, if already under contract
• 2 months bank statements or PFS Statement
• LLC or Corp documentation for the entity in which you will be vesting title.
• Insurance policy quote for the property before closing
• Contact information for your closing attorney or title company (We also have our preferred company as well)

Single Family is classified as one to four-unit residential use dwellings including SFR, duplexes, triplexes, and quadplexes. At Savi Ranch Capital, we lend to real estate investors looking to purchase, refinance, fix and flip, or buy to fix it then rent it out.

Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Savi Ranch Capital, we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $150,000 per door, LTC Lowers. 

 Major Rehab means rehabilitation that involves costs above 75 percent of the value of the building before rehabilitation.