Residential Ground Up Construction Financing

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90% Loan to Cost up to 75% of the After Completed Value

• Loan Amounts: $100,000 to $10,000,000
• Loan to Value: up to 90% of the Purchase Price and 100% of Rehab cost
• Interest rates: Depends on borrower profile
• Loan Term: 6-18 months
• Payments: Interest only monthly, no interest reserve required
• Get up to 20% of the rehab budget 3 days after the closing of escrow
• Lien Position: First Only
• Prepay: none
• States: Available in ALL STATES (except NV, SD, ND, MN, OR, VT)

A borrower seeking a hard money loan must meet the following generally stated minimum requirements. Specific minimum requirements are set following our receipt of a loan application.

Preferred borrowers can be Corporations or Limited Liability Companies
Reasonable existing income
Reasonable cash reserves of about 5-10%
Reasonable net worth
Credit score – 660 or better
Ability to perform exit strategy required

Property Types:

Residential: Single Family non-owner occupied
Condominium: Non-owner occupied, must be warrantable
Multifamily: 2-4 unit non-owner occupied

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Whether you need $100,000 for an affordable housing new build or $75,000,000 for a High-End Custom Home,
Savi Ranch Capital can accommodate your Ground Up Construction Financing needs.